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In This Issue

• A glimpse into our Creative Wealth Train-the-Trainer.

• Feature Article: Spending YOUR money, not theirs.

• Elisabeth Recommends: money music from It's a Habit, Sammy Rabbit...Nothing teaches better than a good old song!

ISSN #PENDING
Oct. 23, 2008
Volume I, Issue 13

Published on Thursdays. You are on this list because you signed up for one of our programs. To change your subscription, see link at the end of the email. Sign me up for this e-zine.


Note from Elisabeth

Montecito Bank & Trust

And you thought learning about money was serious stuff! Ha!

This picture to the right is from this week's Train the Trainer program and the women standing with me is Elizabeth from Trinidad & Tabago! She has come to learn our program and license it so that she can go back home and make a difference. And did I mention that Australia and the Phillipines are here also!

If you can see the word behind her (left) shoulder, it says "Savings". Though we all know this is the first step (one of many first steps), it is really the investing of those savings that makes our money grow. Our 18 new trainers are learning how to teach Creative Wealth's Money Game to kids and adults around the world...and so much more. And did I mention we're having way too much fun doing it? You really should come join us some time. Even if you never ever taught a single Creative Wealth Program, you're life would be profoundly impacted in a positive way after spending five days with us.

Since I'm busy with training, I'm going to share a little more from my book, The Ultimate Allowance, so that I can get back to preparing them to change people's lives. Enjoy...


Elisabeth Donati
"Empowering Others for All Things Great & Small"


Teleseminars & Events

Success Calls Teleseminar:

How to Pay for College Without Going Broke with Reecy Aresty (bio below)

Date: Tues., Nov. 18, 2008
Time: 6PM PST (9:00 EST).
Call in number: 641-715-3840
Code: 425304#

Reecy Aresty, a noted financial advisor and lecturer since 1977, has helped thousands of families to protect their assets, increase their wealth, and at the same time reduce their taxes. In 1979 while living in Chicago, he began to focus on the complicated and ever changing College Admissions and Financial Aid Process. In 1993, Reecy relocated to Florida and has since continued helping college-bound families get their students accepted to the schools of their choice, and pay less than they ever dreamed possible! He also shows college parents how to appeal unappealing financial aid offers and negotiate with financial aid officers to obtain the absolute best possible aid package! For more info on his company before the call, visit paylessforcollege.com.

NOTE: Our culture used to think that taking out school loans for college was a good investment. Not so much anymore. If the degree your child is going to get isn't a technical one (doctor, lawyer, engineer, etc.), borrowing a lot of money to foot that bill may be the poorest choice your family can make (literally). More on this later.

October's Call w/Nikkea. Click here to listen and download.

Success Calls are FREE for all Financial Wisdom with a TWI$T subscribers. Not a subscriber yet? Simply visit the Ultimate Allowance site to signup.


Our 2009 schedule of trainer workshops is now available on the website. And yes, we're coming back to the East Coast (Raleigh, NC). For those of you who have been waiting for us to come back, now is your chance. We only train 20 people at a time so get yourself signed up as early as possible.


Creative Wealth for Women

You'll learn how to create the financial peace of mind and security you want in your life.

“I rarely use the word amazing, but this class amazed me. You said it would be powerful and it was. I had no idea that fun, finance and freedom could be linked together. You have given me the possibility to rise above the drudgery of bills and taxes to playing and enjoying money. My sincere thank you.” --Daphne

Your next opportunity to take this life-changing workshop is Nov. 14-16, 2008 (Fri. evening, Sat. & Sun). This one program can make the difference between life as you know it and life as you'd like it. The time is now! The choice is yours.

Sign up today!

P.S. Coming Soon...Creative Wealth for Women Audio CD program. The entire workshop PLUS 10 bonus audio interviews of experts in all different areas of expertise: real estate, stock, business, manifestation, personal growth and a lot more. Product will be ready for the holidays. What better gift to give than the gift of a solid financial education! Stay tuned...


Has money ever put you in a mood, or two? I am collecting stories from people about the many moods we experience as a result of the money, or lack there of, in our lives. If you'd like to share yours, please send it to me. I am starting my second book (the first one was so much fun to write) and plan to use these stores but all names will be changed. Thanks so much.


Feature Article

Spending YOUR Money, Not Theirs

Many of you may have already noticed that when you offer to buy something for your child, he or she is usually eager to let you do it. Often this eagerness has little to do with how much the child actually wants the thing you’re offering to buy. He is just excited because it’s always fun to get new things, especially when someone else is paying.

However, when it comes to spending THEIR money, it’s a completely different story! If I may, let me tell you how I figured this one out on my own.

Many years ago, when my son Andrew was a teenager, he became so hard to buy gifts for that I got in the habit of just giving him money to buy his own gifts. We’d then schedule a shopping trip so he could buy something he wanted. He usually wanted clothes so we’d end up in a department store or a mall, walking from here to there, comparing prices, talking about whether a particular pair of jeans was worth $40, whether he wanted or needed new underwear . . . You get the picture.

funnykidOne afternoon, a couple of days after Christmas, he and I were having this annual exhausting experience and after a few hours I couldn’t take it anymore. He simply couldn’t decide what, if anything, he really wanted. I got frustrated, reached into my wallet, pulled out a nice crisp $100 bill and handed it to him. I said, “Here. Buy whatever you want.”

He took the bill, looked at it, looked at me, put the bill in his pocket and replied nonchalantly, “Let’s go home. I really don’t want anything.”

I was speechless! What had just happened? More importantly, what had I just learned? I realized then and there that it’s easier to spend someone else’s money than it is to spend our own. From that point on, things became much easier financially between my son and I.

Today he is financially self-sufficient, uses credit cards wisely (he has one that awards points and he pays it off every single month), and regularly puts money into his ROTH IRA, which his Dad and I helped seed, of course. I’m proud to say, I practiced what I preach with him, and more importantly, I can say that it works.

NOTE: I didn’t use the type of allowance in my book with my son since it didn’t exist then and I had no idea what I didn’t know back then. He did get an allowance, however, and quite a lot of coaching from us, and I know that helped get him to where he is today.


About Elisabeth

Elisabeth Donati (aka Miss E) is CEO of Creative Wealth Intl., LLC, a company devoted to empowering individuals of all ages with the tools and information they need to be responsible for themselves and the world.

She is the creator of Camp Millionaire (formerly The Money Camp) and author of the amazing Financial Parenting Book, The Ultimate Allowance, which help parents and guardians raise children who don't just survive financially, but THRIVE financially when they leave home. Parents are learning a thing or two as well.

The Ultimate AllowanceWhile Elisabeth is best known for her expertise in teaching kids, teens and women about money, her passion lies in preparing others to teach her programs around the globe. Attendees leave her programs empowered with a new philosophy about what it takes to be financially happy and successful in life.

Learn more about Elisabeth and her unique programs, products and services by visiting CreativeWealthIntl.org and UltimateAllowanceBook.com.

Creative Wealth Intl., LLC
135 Chapala Street, Santa Barbara, CA 93101
Toll-free Info and Customer Service: 800-928-1932; Fax: 805-957-0125
elisabeth@UltimateAllowanceBook.com


Elisabeth Recommends

It's a Habit's Sammy Mission 1 Celebrate Savings CD

sammy money music 

Kids love music. Adults love music. Imagine learning how money works from music.

The Sammy Mission 1 Celebrate Savings! CD is a great tool to get your kids to start thinking about money in positive, healthy ways! When your kids learn the lyrics to these wonderful money songs, the words will just lull them into learning the basic financial literacy principles they need to grow into money savvy adults. And isn't that what we want?

You'll find yourself humming along in the car, in your home...where ever you are. The S.A.V.E. song is so catchy you just can't help yourself and pretty soon, YOU'LL be SAVING more money, too!

The CD is available for download (mp3) or as an old fashioned CD:-)! Visit the web page and listen to two of the songs. You'll have to have them all after that.

Click here to purchase your copy today.


video camerCamp Millionaire Testimonial
(Note: funny stuff coming next week!)


Marketplace

If you or your child learn well by reading, there are plenty of great books to help get you and them off on the right foot on the journey to financial freedom. Here are a few great resources you may enjoy...


creative cash for kids

Great for kids 8 & up.

Creative Cash for Kids...Learning how money works should not be an elective! In fact, it just may be one of your child’s most valuable lessons.

Now you can use this simple Financial Freedom Playbook and Parent/Teacher Guide to give your kids the financial start they need so they will move out and be able to stay out!

Available as a download or in print. Click here to order your copy and get started today.


goals for kids

Goal Setting for Kids

Go For Your Goals...Have You Ever Had Worries Over Your Child's Future? Read On...

"How different would your life be today if you'd been given the skills to easily achieve goals?

I found this great book that explains goal setting and the Law of Attraction in terms your children will understand!

‘Go for Your Goals’ is also designed to answer all your questions about these life-making topics in a thorough parent’s guide. It's FUN And EASY To Follow and For Kids Of All Ages... And Yourself! Go here for more information.


Living on a Dime - Financial independence Through Better Life Choices...Fun e-books about paying off debt, saving money, frugal cooking and homemaking. Books for kids and adults!

In this trying time of financial uncertainty, one thing remains the same: it's always better to spend less than you make. These books will show you all sorts of ways to do that!


If you have a great book you'd like me to review or suggest, send me an email...

READING THIS AD? THEN WHY NOT PUT YOURS HERE! Reach more than 4500 parents, teachers and others who are committed to preparing people of all ages to be self-reliant, financially free and happy.. Get the scoop and reserve your spot today.

Paid Advertising Disclaimer:

Creative Wealth Intl., LLC does its best to research and try programs, products and services recommended. We do not represent or endorse the accuracy or reliability of any of the paid advertisements above or the quality of any products, information, or other materials displayed, purchased, or obtained by you as a result of an offer in connection with any ad. Please do your own due diligence before purchasing any product.

Please feel free to forward this issue to friends, relatives
and co-workers with children. They'll thank you.


© Creative Wealth Intl, LLC, 2008