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In This Issue

• What Financial Freedom Looks Like

• Feature Article: Right Answers, Wrong Approach: What ARE we teaching our kids in school?

• Elisabeth Recommends: Money Mammals for Your budding Money Savvy Kids!

ISSN #1945-5135
Nov. 6, 2008
Volume I, Issue 14

Published on Thursdays. You are on this list because you signed up for one of our programs. To change your subscription, see link at the end of the email. Sign me up for this e-zine.


Note from Elisabeth

Cayucos CA

This photo is from the deck of the condo where I had the honor of staying last week. Let me tell you how I came to be here.

About three years ago we hosted a Money Camp for Grandparents & Grand kids event in Santa Barbara, sponsored by AARP.

About 90 people, ages 8 to 80, showed up and we spent 3 hours having a grand time learning about money. We played our unique Money Game (which we're about to launch by the way) and everyone learned a lot. At the end of the event, a beautiful woman named Laura approached me. Her husband had passed away and left her with a host of photography equipment and she wanted to know if I would have use for it. I referred her to someone who bought a few pieces but it was evident that she wasn't finished with us.

We chatted a few times by phone and she decided to attend our Train-the-Trainer program. She came, participated, and left a changed woman! She had learned all about assets and passive income and financial freedom and, wow, she was so happy. Then, on top of all that, one of coaches from Phoenix looked on Craig's List for somewhere to stay in Santa Barbara during HER Teacher Training and would you believe it? It was Laura who replied! Small world!

So, where does the condo fit in? Well, she was going to sell it, however, after the course, realized it was a wonderful asset. Now she lets me enjoy it every year and I am grateful because as you can see, it is beautiful.

I always look forward to my stay there so much. I enjoy every second and relish the sound of the ocean, the peace of my thoughts and the ability to write uninterrupted (no internet). Thanks Laura. You've no idea the gift you give me.


Elisabeth Donati
"Empowering Others for All Things Great & Small"


Teleseminars & Events

Success Calls Teleseminar:

How to Pay for College Without Going Broke with Reecy Aresty

Date: Tues., Nov. 18, 2008
Time: 6PM PST (9:00 EST).
Call in number: 641-715-3840
Code: 425304#

Reecy Aresty, a noted financial advisor and lecturer since 1977, has helped thousands of families to protect their assets, increase their wealth, and at the same time reduce their taxes. In 1979 while living in Chicago, he began to focus on the complicated and ever changing College Admissions and Financial Aid Process. In 1993, Reecy relocated to Florida and has since continued helping college-bound families get their students accepted to the schools of their choice, and pay less than they ever dreamed possible! He also shows college parents how to appeal unappealing financial aid offers and negotiate with financial aid officers to obtain the absolute best possible aid package! For more info on his company before the call, visit paylessforcollege.com.

NOTE: Our culture used to think that taking out school loans for college was a good investment. Not so much anymore. If the degree your child is going to get isn't a technical one (doctor, lawyer, engineer, etc.), borrowing a lot of money to foot that bill may be the poorest choice your family can make (literally). More on this later.

October's Call w/Nikkea. Click here to listen and download.

Success Calls are FREE for all Financial Wisdom with a TWI$T subscribers. Not a subscriber yet? Simply visit the Ultimate Allowance site to signup.


Our 2009 schedule of trainer workshops is now available on the website. And yes, we're coming back to the East Coast (Raleigh, NC). For those of you who have been waiting for us to come back, now is your chance. We only train 20 people at a time so get yourself signed up as early as possible.


Creative Wealth for Women

You'll learn how to create the financial peace of mind and security you want in your life.

“I rarely use the word amazing, but this class amazed me. You said it would be powerful and it was. I had no idea that fun, finance and freedom could be linked together. You have given me the possibility to rise above the drudgery of bills and taxes to playing and enjoying money. My sincere thank you.” --Daphne

2009 DATES:
Jan. 23-25 in Santa Barbara
May 1-2 in LA area
Oct. 2-3 in Santa Barbara

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Creative Wealth for Women Audio CD program.

The entire workshop PLUS 10 bonus audio interviews of experts in all different areas of expertise: real estate, stock, business, manifestation, personal growth and a lot more. Product will be ready for the holidays. What better gift to give than the gift of a solid financial education! Stay tuned...


CALLING ALL MONEY STORIES: Has money ever put you in a mood, or two? I am collecting stories from people about the many moods we experience as a result of the money, or lack there of, in our lives. If you'd like to share yours, please send it to me. I am starting my second book (the first one was so much fun to write) and plan to use these stores but all names will be changed. Thanks so much.


Feature Article

Right Answers, Wrong Approach

Two weeks ago we certified and licensed 18 new Creative Wealth Coaches from around the globe. After just five days, these people weren't just ready to empower kids and adults with financial information, they are transformed into new human beings. Financial freedom, after all, isn't just about money. What an experience! I wish it for all of you.

Since then, I've been thinking more about one of the philosophies I am passionate about instilling in our attendees (kids and adults)...the desire to 'question everything.'

You see, I don't believe our traditional schools are working. And I'm not alone in this belief. And here's one of the many reasons why I don't believe it's working.

From the time our children (and they are all ours!) enter school, to the time they leave, they are, for the most part, filled with facts, statistics, dates, names, places, etc. You get the picture. They are forced to learn these things so that they can regurgitate the ANSWERS on a test after which, they are then graded in some odd way as if their ability to know (memorize often) those particular answers, in some way prepares them for life. question

I'm going to save the topic of why testing is so bad for our kids for a later date but if you want to learn more, read Carla Hanniford's Smart Moves. But be forewarned, you'll find yourself more than a little upset and ready to get involved with changing our education system after you read this thought provoking and enlightening book!

Here are some questions for you...

When was the last time the date Christopher Columbus set foot in America came up when you were buying a piece of rental property as an asset?

Was the capital of Spain important when you were researching stocks or mutual funds?

When was the last time you used the War of 1812 to develop a marketing plan to launch a new website that would help you build financial freedom? (OK, so this may actually be relevant:-)

Now don't get me wrong...knowing 'stuff' is really important. My question to you though is this...Why do we send our children to school in the first place? Because we're supposed to? Because someone said we had to? Because it's a law? WHY?

I want to say we send them so they are prepared to live happy, successful lives. But that little part of me that knows the history of Kindergarten (look it up) has a hard time believing that. Especially with our current success rate of getting kids from Kindergarten to graduation in 18 years. And why 18 years? See how the question thing works?

From what I've gathered, the reason we send kids to school is to get them into college. Are you aware that this is the criteria most high schools use when evaluating their success? Not the kids' success, the schools'!

I personally believe that schools really produce employees and soldiers, both of which we need, but at whose expense?

Next question for you, and I might add here that our newly trained Creative Wealth Coaches were at a loss for answers to this one: Where are our next leaders? And I mean true leaders; like JFK, Martin Luther King, Jr., Ghandi...those types of leaders.

And why ARE leaders leaders? Not because they know a bunch of irrelevant information. They are leaders because they QUESTION EVERYTHING and aren't afraid for speaking out to the world that there's a different way, and perhaps a better way to do things.

I don't begin to assume that we can change the course of our schools overnight (though I'll suggest how we might in a later article or you can email me now and ask), but we can begin to instill in our children, the desire to 'question everything, regardless of their ages.

Your next question: Why DON'T we want them to question everything? What would happen if they did?

I believe it's that last question that might have fired up your brain. Oh no, we'd have anarchy on our hands, no one would follow the rules (not a bad idea really because many of them need changing right now), they wouldn't do their homework (maybe they'd learn something else important; something they were actually interested in and that was relevant to their lives at the time).

My opinion is that kids must be empowered with the ability and desire to question what is happening to themselves, their communities, their worlds because these kids grow up to be leaders and all I have to say is that the time to start growing them is now!

Just something to think about.


About Elisabeth

Elisabeth Donati (aka Miss E) is CEO of Creative Wealth Intl., LLC, a company devoted to empowering individuals of all ages with the tools and information they need to be responsible for themselves and the world.

She is the creator of Camp Millionaire (formerly The Money Camp) and author of the amazing Financial Parenting Book, The Ultimate Allowance, which help parents and guardians raise children who don't just survive financially, but THRIVE financially when they leave home. Parents are learning a thing or two as well.

The Ultimate AllowanceElisabeth is best known for her expertise in teaching kids, teens and adults about money. Her passions include creating the best financial literacy curriculum on the face of the planet and preparing others to teach these programs around the globe. Attendees leave her programs empowered with a new philosophy about what it takes to be financially happy and successful in life.

Learn more about Elisabeth and her unique programs, products and services by visiting CreativeWealthIntl.org and UltimateAllowanceBook.com.

Creative Wealth Intl., LLC
135 Chapala Street, Santa Barbara, CA 93101
Toll-free Info and Customer Service: 800-928-1932; Fax: 805-957-0125
elisabeth@UltimateAllowanceBook.com


Elisabeth Recommends

Money Mammals DVD...Wonderful program for your young ones.

mammalsTeach your kids the value of money with The Money Mammals. This award-winning DVD helps teach kids to save, share and spend smart, the differences between needs and wants and about making smart money choices. Financial literacy must be taught early in order to avoid drastic mistakes later in life. The Money Mammals can help your kids learn about the value of money.Click here to order!

The Money Mammals have received a Kids First! Endorsement!, The Dove Foundation Seal of Approval, a Family Choice Award & the Film Advisory Board 's Award of Excellence. In their song-filled debut show, Joe the Monkey and friends learn to “Share & Save & Spend Smart, Too.” Clara J. Camel’s birthday is coming up and Joe and his friend, Piggs the Bank, NEED to buy her a present. But they also WANT to buy the new Coconut Hero Card. Come join the fun as Joe and Piggs learn that saving money for a friend can be more fun than buying something for themselves. Main Show approx. 30 mins. Bonus features approx. 22 mins.Click here to order!


Marketplace

If you or your child learn well by reading, there are plenty of great books to help get you and them off on the right foot on the journey to financial freedom. Here are a few great resources you may enjoy...


creative cash for kids

Great for kids 8 & up.

Creative Cash for Kids...Learning how money works should not be an elective! In fact, it just may be one of your child’s most valuable lessons.

Now you can use this simple Financial Freedom Playbook and Parent/Teacher Guide to give your kids the financial start they need so they will move out and be able to stay out!

Available as a download or in print. Click here to order your copy and get started today.


goals for kids

Goal Setting for Kids

Go For Your Goals...Have You Ever Had Worries Over Your Child's Future? Read On...

"How different would your life be today if you'd been given the skills to easily achieve goals?

I found this great book that explains goal setting and the Law of Attraction in terms your children will understand!

‘Go for Your Goals’ is also designed to answer all your questions about these life-making topics in a thorough parent’s guide. It's FUN And EASY To Follow and For Kids Of All Ages... And Yourself! Go here for more information.


Living on a Dime - Financial independence Through Better Life Choices...Fun e-books about paying off debt, saving money, frugal cooking and homemaking. Books for kids and adults!

In this trying time of financial uncertainty, one thing remains the same: it's always better to spend less than you make. These books will show you all sorts of ways to do that!


If you have a great book you'd like me to review or suggest, send me an email...

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Paid Advertising Disclaimer:

Creative Wealth Intl., LLC does its best to research and try programs, products and services recommended. We do not represent or endorse the accuracy or reliability of any of the paid advertisements above or the quality of any products, information, or other materials displayed, purchased, or obtained by you as a result of an offer in connection with any ad. Please do your own due diligence before purchasing any product.

Please feel free to forward this issue to friends, relatives
and co-workers with children. They'll thank you.


© Creative Wealth Intl, LLC, 2008