Financial Wisdom with a TWI$T

To read this issue online, click here.

• Welcome The Galato Family: Creative Wealth Australia!

• Feature Article: Wealthy Habits 101...Start each day with gratitude.

• Elisabeth Recommends: Teach your children about business!

ISSN #1945-5135
Turkey Day, 2008
Volume I, Issue 17

Published on Thursdays. You are on this list because you signed up for one of our programs. To change your subscription, see link at the end of the email. Sign me up for this e-zine.

I'd like to introduce our new Master Licensees in Australia, Lisa and Enzo Galota and their family. This is going to be a family affair because the kids all want to have something to do with its success! They were so great I didn't want them to leave!

They had quite a trip to the US in October. They spent more than a week in Santa Barbara, skipped on down to Disney Land (can't come all this way and not meet Micky, Minnie and my favorite, Tigger!). Then off to Hawaii they went for some sun, sand & salt water. They reported back that they had a grand time.

Since I can't begin to speak for them, here's what Enzo wrote of their experience in the USA.

"Well what can we say, just.....GOD BLESS AMERICA, land that we love, our second home sweet home. Lisa, the children and I are still pinching ourselves. Did we really experience all that, was that really real?...And that was just meeting the divine Miss E. (I blushed six shades of pink)."

"We laughed and screamed with excitement at Disney Land, we were deeply moved at Pearl Harbour. The umbrella of sacrifice that this greatest of all nations provided, from which we all live to shelter. Americans be proud, believe this, there is still a world that idolizes and loves you and your people immensely."

All I can say is that he is right. Though we do have things that need fixing, we would do best to come at it from the point of gratitude and appreciation. More on that down below (no pun intended). I can't wait to visit them! Let's all send our best wishes and prayers their way so that soon Australians will be attending Camp Millionaire and learning what it takes to be free. Thanks Lisa and Enzo for trusting me. We are here for you.

Elisabeth Donati
"Empowering Others for All Things Great & Small"

Special "SUCCESS CALLS" Teleseminar with Elisabeth on Tues. Dec. 2, 2008 a6 6:00 PM PST

The Three Keys to Raising Money Savvy Adults with Elisabeth Donati

Date: Tues., Dec. 2, 2008; Time: 6PM PST (9:00 EST).
Call in number: 641-715-3840; Code: 425304#

I have been teaching kids of all ages how money works since 2002. While talking to hundreds of parents since then, I started to see a theme in terms of why kids weren't learning about money at home. Based on this insight, I wrote The Ultimate Allowance.

During this special teleclass I will give you the Three Keys to Raising Money Savvy Adults. If you want to make sure your kids grow up and move out successfully, you want to be on this call!

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Our Next "SUCCESS CALLS" Teleseminar is TUESDAY, December 16, 2008 at 6:00 pm Pacific

How to Keep Track of Your Finances Online Easily and Securely with Kent Irwin

Date: Tues., Dec. 16, 2008; Time: 6PM PST (9:00 EST).
Call in number: 641-715-3840; Code: 425304#

Kent Irwin has over 25 years of experience in the financial services industry. Mr. Irwin’s extensive career includes being a trusted financial advisor for twelve years in private practice, helping families and small businesses create and protect wealth, and Vice President in the trust, investment and marketing departments of a leading financial institution in the Midwest.

Prior to founding eFinplan in 2007, Kent was a Vice President and senior financial planner for the second largest fee-only financial planning firm in Columbus Ohio.! For more info on his company before the call, visit efinplan.com.

November's Call w/Reecy Aresty: How to pay for college without going broke. Great call!. Click here to listen and download.

Success Calls Teleseminars are FREE for all Financial Wisdom with a TWI$T readers. Not a subscriber? Simply visit the Ultimate Allowance site to signup.

Our 2009 schedule of trainer workshops is now available on the website. And yes, we're coming back to the East Coast (Raleigh, NC). For those of you who have been waiting for us to return, now is your chance. We only have room for 20 people so get signed up to save your spot. NOTE: We just added another training. Michigan, Feb. 18-22! Check it out!

Learn how to create the financial peace of mind you deserve in your life.

“I rarely use the word amazing, but this class amazed me. You said it would be powerful and it was. I had no idea that fun, finance and freedom could be linked together. You have given me the possibility to rise above the drudgery of bills and taxes to playing and enjoying money.” --Daphne

2009 DATES:
Jan. 23-25 in Santa Barbara
May 1-3 in LA area
Oct. 2-4 in Santa Barbara

Sign up today!

COMING SOON...Creative Wealth for Women Audio CD program.

The entire Creative Wealth for Women workshop PLUS 10 bonus audio interviews of experts in all different areas of expertise: real estate, stock, business, manifestation, personal growth and a lot more. Product will be ready for the holidays. What better gift to give than the gift of a solid financial education! Stay tuned...

Wealthy Habits 101...Begin each day with gratitude.

If it's one thing I know about people who have a lot of money, it's that most of them are extremely grateful for it. At least I know that's how I feel when there's more than enough coming in to support me and I have the freedom to choose how I run my own life. It just feels good to be able to call your own shots, run your own show, not have to bow to anyone else whose nap schedule isn't the same as yours!

(OK, my kitty's nap schedule seems to coincide with mine but cats can sleep anytime, especially if they are cuddlers like mine is.)

The point to ponder is this...IF you're not grateful for the life you have, why would the Universe provide you with any more. It works the same with money. If you don't appreciate what you have, or you don't respect it, why on earth would you be given more to take care of?

Here's a story I once heard...

"One day a sweet, loving grand-father took his cute, young grand-daughter for an ice cream. He bought her a single dip cone and they walked out of the store. The little girl then drops the ice cream out of the cone. She cries and pouts, wanting another cone to replace the one she dropped.

Being the kind grand-father he was, he took her back into the store. Above the window is a picture of a triple scooper and she pulled at her grand-father's jacket and said, "I want 'one of those big ones." Did the grand-father buy her a triple scooper?

Of course not. How could she possible handle three scoops when she wasn't ready to handle one?

How our lives turn up works the same way. In order to have more, you have to, on some level, be grateful and appreciative of what you have today. So, here's your wealth work:

Simply look around you at all the things you DO have in your life. All the people that support you in one way or another. All the experiences you are exposed to each day, whether you take advantage of them or not. The job you get to have that feeds you and your family. The sunshine and water and farmers that grew your food for today (if you're reading this on Thanksgiving Day).

You get the idea. I often sit down with my journal and simply start writing down all the things for which I'm grateful. It would take a lifetime to write it all down, of course, however, you really begin to see that, even if there are things you still want to experience or have, just being able to live and breathe is pretty dang good. Last time I did this exercise, I found myself grateful for filling in my teeth, the ability to taste sweet and sour and salty and all sorts of other bizarre things I had rarely considered before. It was wonderful. jessie

What am I the most grateful for? That on a daily basis I get to pursue my passion for helping others pursue theirs. It doesn't get any better than that.

OK, so I'm just as grateful for my kitty. You KNOW how indignant they can be!

Now go have a grateful weekend with family and friends and see how much of your day you can spend in gratitude of just being alive because that's all there really is. Enjoy...

Elisabeth Donati (aka Miss E) is CEO of Creative Wealth Intl., LLC, a company devoted to empowering individuals of all ages with the tools and information they need to be responsible for themselves and the world.

Creative Wealth International began as a nonprofit called The Money Camp (which still exists because people need money to learn about money) but in 2009 Elisabeth will set out to practice what she preaches...create a business that helps her be financially successful, at the same time, helping others do the same!

Elisabeth is the creator of Camp Millionaire and author of, The Ultimate Allowance, which helps parents and guardians raise children who don't just survive financially, but THRIVE financially when they leave home.

Elisabeth is best known for her expertise in teaching kids, teens and adults about money in a fun, entertaining manner. Her passions include creating the best financial literacy program on the face of the planet and preparing others to teach these programs around the globe. Attendees leave her programs empowered with a new philosophy about what it takes to be financially happy and successful in life, and it's not always money.

Learn more by visiting CreativeWealthIntl.org and UltimateAllowanceBook.com.

Creative Wealth Intl., LLC
135 Chapala Street, Santa Barbara, CA 93101
Toll-free Info and Customer Service: 800-928-1932; Fax: 805-957-0125
elisabeth@UltimateAllowanceBook.com

Christopher Howard is an amazing man.
His seminars are equally amazing and powerful. I have attended two of them
and the information I came away with was well worth attending.

Click here to claim your two tickets!

Sometimes you never know who or why you're supposed to attend a program. It may be to meet the person who will be your next business partner or your new best friend.
I promise you, it will be something worth going. Enjoy....

If you or your child learns well by reading, there are plenty of great books to help get you and them get off on the right foot on the journey to financial freedom. Here are a few great resources you may enjoy...


	Want to recession proof YOUR kids? Encourage their entrepreneurial spirit and teach them how to start and run their own business. Don't know how to do it yourself? That's OK. What better way to learn than by doing it with them. They'll be excited; you'll be excited. Everyone will learn how to make money their own way. It's a great thing. Don't wait another day to get your kids started creating their own futures. I sure wish someone had given ME this book! What are you waiting for? Give them the gift that will give them freedom forever.

If you have a great book you'd like me to review or suggest, send me an email...

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Paid Advertising Disclaimer: Creative Wealth Intl., LLC does its best to research and try programs, products and services recommended. We do not represent or endorse the accuracy or reliability of any of the paid advertisements above or the quality of any products, information, or other materials displayed, purchased, or obtained by you as a result of an offer in connection with any ad. Please do your own due diligence before purchasing any product.

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and co-workers with children. They'll thank you.